Image of Vikas Bagga for Global Action on Poverty (GAP)

Vikas Bagga

Retail Distribution

Vikas has done his MBA from premier institute with 24 years of experience in Consumer Banking, Life Insurance, Investments, Corporate sales and risk management. He has experience across various retail financial products – Retail overdrafts, liabilities, credit, debit and prepaid cards, small ticket personal loans, auto loans, life insurance, pension funds, group life covers and group loan covers for banking & financial institutions.

He has multi-functional experience in Sales: retail and institutional, profit centre management, credit risk - policy, underwriting and collections strategy. He is strong in team building, relationship management, networking and business development. He has extensive experience in wealth management with financial planning, investment portfolio management and other aggregated financial service offerings for the mass affluent segment, experience of

incubating new business lines in banking and insurance industry and engaging with CXO level management in corporates across industries while working as SVP & Head Corporate Business at Tata AIA Life.

He developed strong relationships with CXO level management in various private, multinational & public sector banks and financial institutions while working as Director Member Relations - MasterCard, SVP & Head Strategic Alliances - Tata AIA Life.

His specialties are retail distribution & sales, institutional sales, credit risk management (retail lending),strategic alliances/partnerships, strategic initiatives & setting up of new businesses. He also conducted classes / courses on sales and distribution, marketing in financial services & service industry at various management institutes as guest faculty and also as "visiting faculty" at one of the leading institutes.